Earthquake in Maine Rattles New England States - ABC News [ournewsa.blogspot.com]
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Patrons of a pizza parlor near the epicenter of an earthquake in southern Maine may not have known what was happening. But the shaking building was enough to send all 20 of them skedaddling outside.
"It was loudest bang you ever heard in your life. We actually thought it was an explosion of some type," said Jessica Hill, owner of Waterboro House of Pizza. "The back door and door to the basement blew open," she said.
The earthquake that hit southern Maine Tuesday night and was felt in New England states as far away as Connecticut caused no apparent damage or injuries, but it rattled residents throughout the region.
The U.S. Geological Survey said the 4.0 magnitude quake hit around 7:12 p.m. and its epicenter, about 3 miles west of Hollis Center, Maine, was about 3 miles deep. That location is about 20 miles west of Portland. The quake was first estimated to be 4.6 magnitude but was later downgraded.
In Saco, Sue Hadiaris said, "The whole house shook. ...It was very unnerving because you could feel the floor shaking. There was a queasy feeling."
Afterward, Hadiaris called her 15-year-old niece in Falmouth to make sure she was safe. "She said, 'We can cross that off our bucket list. We've lived through an earthquake,'" Hadiaris said.
Earthquakes are rare in New England but they're not unheard of.
In 2006 there was a series of earthquakes around Maine's Acadia National Park. The strongest earthquake recorded in Maine occurred in 1904 in the Eastport area, near the state's eastern border with Canada according to the Weston Observatory at Boston College. It had an estimated magnitude of 5.7 to 5.9.
The Seabrook Station nuclear plant, about 63 miles away in New Hampshire, declared an unusual event â€" the lowest of four emergency classifications â€" but said it was not affected. The plant has been offline for refueling.
"There has been no impact at all to the plant from the earthquake and our refueling maintenance activities have not been affected," said Alan Griffith, spokesman for Next EnergyEra Seabrook Station.
Jim Van Dongen, public information officer for the New Hampshire Department of Safety said New Hampshire 911 got about 1,000 calls in the first hour after the quake, but they later dropped off. He said no major damage was reported.
Brief, but noticeable shaking was felt in downtown Boston and the surrounding area.
Edward Conti, who lives in a four-story apartment building in Cambridge, Mass., he was watching television when "it sounded like a car crash. Then there was another boom-boom. It was no small thing." Conti said there was no damage.
In Melrose, just north of Boston, Peter Ward said the shaking he felt seemed to last about four seconds. "It felt like a big gust of wind shaking the house. I don't want to overstate it, but the glass did rattle a little," he said.
Lynette Miller, a spokeswoman for the Maine Emergency Management Agency, said her dogs started barking several seconds before the quake on Tuesday. "It was several seconds of good shaking but nothing falling down," Miller said from her home in Readfield, about 60 miles north of Portland.
In Portland, Abbie Miller had just turned on the aging furnace in her house for the first time this season. "An hour later, things started shaking and it sounded almost like a train coming through. I thought my furnace was going to blow," she said.
East Coast quakes are rarely strong enough to be felt over a wide area. A quake of magnitude 5.8 on Aug. 23, 2011, was centered in Virginia and felt all along the coast, including in New York City and Boston. Experts say the region's geology can make the effects felt in an area up to 10 times larger than quakes of similar size on the West Coast.
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Rathke reported from Montpelier, Vt. Associated Press reporter Sylvia Lee Wingfield contributed from Boston.
Related Earthquake in Maine Rattles New England States - ABC News Issues Question by Flamin Hott: Can you have both Life Insurance policies? A "Joint Life police" and "Survivorship Life policy"? Can you have a Joint Life policy with your spouse/partner and also a Survivorship Life policy with them? I mean if they die you'd want a payout and then also, if you both died at the same time or even the 2nd later, you would want to protect your kids from getting taxed on your assets, business and homes and etc. So, this brings me to the question, can you have both at the same time? A Survivorship policy is what would pay the taxes on the house and business your beneficary would get. Best answer for Can you have both Life Insurance policies? A "Joint Life police" and "Survivorship Life policy"?:
Answer by Judy
Confused about the tax part. Life insurance proceeds are not taxed. Home, business, etc will be. There is life insurance that allows you to pass a home and business without taxes? .
Answer by mbrcatz
Regarding the taxes bit, the money is paid to the beneficiary, who can spend it however they want. You don't want to make the taxing entity beneficiary, because they don't apply it to those particular taxes. If you're asking, can there be two seperate policies, the answer is yes. Life insurance doesn't protect you from taxes, it gives money to your estate or your heirs, to PAY the taxes. And if you're worried about it, you REALLY should be discussing this with an estate planner, because you do NOT, in most cases, want to leave money to your estate. Regarding beneficiary clauses, you can always make spouse primary, and kids contingency, which accomplishes the same thing. If you die, and spouse dies at the same time, the contingent beneficiary(ies) are paid.
Answer by Insurance Pickle.com
Of course. Actually some second to die policies will have have optional riders to cover a partial payout on the first death. Though I'd probably just recommend buying separate term policies. The nice thing about a second to die policy is that IT actually is a really good product. All those fancy things that insurance agents tell you a regular permanent policy can do ACTUALLY work really well with a second to die. This is due to the low costs of the policies, so you can really build up cash quicker and still have all of the tax benefits of owning cash value policies. If insurance agents were smart, they'd pitch large term policies for coverage and back it up with a good second to die policy for estate planning and or tax planning...assuming the numbers looked good. Regardless they'll look better because the insurance on two lives is a fraction of the cost of one.
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