Presidential Debate Hosts Face Lengthy... - ABC News [ournewsa.blogspot.com]
Is the humidity in the hall just right? Are there enough hotel rooms nearby to hold the hordes of campaign staffers and journalists? Will the candidates' dressing rooms be big enough?
Landing a presidential debate requires painstaking adherence to a lengthy checklist, not to mention millions of dollars. Colleges and universities big and small have held the grand events over the years, and Lynn University is the latest small liberal arts school to play host. Officials say what set them apart wasn't name recognition, but a willingness to transform campus life to pull it off.
The university has invested about $ 5 million in upgrades to prepare for the arrival of President Barack Obama and Mitt Romney on Monday. New entrances to campus have been built, and the computer network has been upgraded. Sports teams have been displaced, performances have been delayed, and faculty and staff members have been flooded with added responsibilities.
But most on campus seem to relish the opportunity, and Lynn has added dozens of classes inspired by the debate, developed a debate curriculum being used by students from kindergarten through high school around the country, and is hosting more election-themed events than administrators can count. Everything from the books freshmen are assigned (First debate moderator Jim Lehrer's "Tension City" is required reading) to the marketing campaign of the admissions office ("What the World is Coming To") to the swag on sale in the bookstore has been affected.
AP
"One of the things we found most appealing about Lynn is its willingness to just dive in," said Peter Eyre, a senior adviser to the Commission on Presidential Debates. "They have embraced this whole notion that the debate is a larger commitment to education."
To be considered as a debate host, schools must submit expansive proposals detailing their adherence to countless criteria, from the humidity in the hall (not more than 50 percent) to the number of nearby hotel rooms (at least 3,000) to the size of the candidates' dressing rooms (750 square feet).
Guidelines dictate everything from the precise dimensions of the stage to the number of parking spots to the carpeting on the floor. The application comes with a $ 7,500 fee and selected sites must pay $ 1.65 million to the Commission on Presidential Debates to cover costs.
The selected colleges have been all sizes, all over the country, public and private.
"It's sort of all over the map," said Alan Schroeder, a Northeastern University professor who wrote "Presidential Debates: 50 Years of High-Risk TV."
As for Lynn, administrators had initially figured they would be lucky to land a vice presidential event after a bid to host a gubernatorial debate fell through two years ago. Until now, the school's national exposure was limited mostly to tragedy: four students and two professors on a charity trip died in the earthquake that devastated Haiti in 2010.
The school has about 2,100 students hailing from across the U.S. and 78 other countries. Lynn is a relatively young institution at 50 years old, and those on campus are taking its low name recognition in stride: T-shirts for sale in the bookstore say, "We've never heard of you either."
"This is a moment we've been waiting for," said Kevin Ross, the university's president. "We've been seeking and searching for a moment where we could tell the story of Lynn."
Related Presidential Debate Hosts Face Lengthy... - ABC News Issues Question by edleforce: After what year should one stop paying into a "Whole Life Ins. Policy?"? I was told after like 14 or 15 yrs a Whole life polic has enough dividends to pay for itself and continue to grow and maitain the policy. To continue to put $ in would be like savings acct. Best answer for After what year should one stop paying into a "Whole Life Ins. Policy?"?:
Answer by king_con
"Whole life" in the whole life policy refers to the coverage period and not the payment period. Based on the terms of the policy, payment of premium is only for a limited no. of years. You have the right info.
Answer by xpo158
The number of years can range between 14-20 years depending on the policy. I would recommend speaking to you insurance professional and ask when the "natural pay" will occur based on the dividend projections.
Answer by sheeranmj
It depends. Call the insurance company and they will be able to tell you or at least estimate what year you can stop paying. I have seen them in as few as 10 years and as long as 30 years.
Answer by dt
borrow 100% of the cash value to cover the premium and interest and turn it into a term policy
Answer by mbrcatz17
Well, that's not exactly accurate. After you've paid thousands and thousands and thousands into it, IF there's eno ugh dividends (aka, interest, usually around 2-3% of what you've paid), you can stop paying, but if the dividends drop to 1% or less, you have to go back paying again. It's a ripoff.
Answer by insuranceguytx
It all depends on the company's dividends (past and future). You should call the ins. company at least once a year and ask for an in force illustration. Your agent should be doing this for you. It sounds like the agent that sold this told you an average figure. Some Whole Life policies do have enough dividends to pay the premium after 14 years. Some but not all. Xpo and Sheeran are right. DT does not know a thing about your financial life. Term work ONLY when you can accumulate enough money to cover all of your future expenses - even ones you don't know about yet. Talk to a financial planner.
Answer by bazwar6
dividends are a return on the insurance companies profits. the more the company makes the quicker you can stop paying. My company (at this point) it is about 11 years. However if you bought your policy back in the 80's you were probable told a very short payment period. If you remember the 80's interest rates were much higher then they are now. Higher interest rates usually means more profit for the company.
Answer by sexy_beast
A person should stop paying into a whole life policy after recognizing rate of return on savings is very low. And the story about the policy will be able to pay itself is absolutely false. When you receive a dividend from an insurance policy, that means you are overpaying your premiums. If you do not pay your premiums, the money will be withdrawn from the cash value until it hits zero. Fact: "Nothing is free." Dividend from an insurance policy is not the same as dividend received from stock or mutual fund. When you receive dividend from stock or mutual fund, this means profits has been recognized and so the company distributes it to shareholders as a "dividend." Dividend from life insurance is a return of overpaid premiums or in simpler terms, "refund of overpayment."
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